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Wednesday, September 8, 2010

Maybe Web Loans Are Too Good To Be True

Posted by PA on February 26, 2009

Does anyone know anything about those sites that help you to compare and apply for loan rates?  I’ve viewed them askance for quite some time, but I just don’t quite trust them.  What do you do?  Just pick the deal you want and then plop it into your shopping cart?  I mean, it’s so difficult to get a mortgage out of a regular bank.  We’re currently trying to get one on a second, rental house, and I just faxed sixty nine pages of documentation—do these websites ask for that?

Or are they just links to their home pages?  How can you compare rates until you send each and every one of them all of your financials and permission to each pull a credit report?  I’m not sure that this is traditional e-commerce; it seems like it must just be some sort of source page or something.

So who out there knows a little bit more about all this?  I just can’t understand how it must all work.  And if it’s easier than dealing with a traditional bank, is it because all the banks on the site are smaller?  If that’s the case, then the whole thing seems scarier than ever, especially in the current climate of bank failures.

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Saving Time

Posted by PA on February 24, 2009

bulldozerI’ve been doing construction for a long time.  I started working summers during high school when I turned sixteen, and I’ve been working in the industry ever since.  Construction is as tough as it looks physically, but it actually gets even harder as you work your way up through the ranks and the mental aspects come into play.  Time, though, is the biggest challenge throughout, whether you’re a worker or a foreman.

As a worker, one of my least favorite and most time consuming tasks was prepping a dirt or gravel screener for transport.  To move one, it had to be loaded onto a trailer and secured using hooks and chains.  It seems like an ordinary job until you take into account that these things weigh over five thousand lbs.

When I became a foreman at one construction company, I remember I started looking into more efficient screening machines almost immediately.  It took a month of lobbying, but eventually I got the company to purchase a couple EZ Screen portable screening machines as an experiment.  In the first month, we got more work done and had less accidents than any previous month that year.  From that point on, we started using the portable machines whenever possible.

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Dad’s new idea

Posted by PA on February 20, 2009

My dad loves getting new ideas.  I think he’s a little bored with his life, and that’s where it’s coming from, but he almost never follows through with the ideas.  I love that he has the idea, but I just wish he’d really invest himself and have confidence in his own ideas.  Anyway, his new big plan is to install wind turbines to the top of his house to use wind power to power his home.  He lives by the ocean, so he’d have some pretty good wind kicking up, and I think it would be kind of cool, but he doesn’t seem to be following through.  He also wants to install California solar systems to harness solar electric power (by using solar power) for the house. 

I think it’s amazing that he wants to use all these great eco-friendly options to power his house; I just wish he’d commit to one or all of them.  I don’t think the environment is something you should just loosely commit to or think about doing; I mean, he doesn’t even recycle his cans.  I know he’s just doing it to save on heating bills (fine by me), but he should get on it!

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Had to Find One

Posted by Jerry on February 15, 2009

used forklifts for saleI own a small trucking company.  Most of what we do is LTL business across the southern states.  I have two warehouse transfer points along I-10 that are hopping most days of the week to keep the trucks rolling.  We have been open about 25 years, and most of our equipment is original, including the forklifts.  The problem is that one of them passed away last month, and it was not a good time for it to go.

Since we had not bought one in many years, we got sticker shock when we looked at new ones.  Our old ones were mostly in good shape, and I didn’t see a need for a new one, just another used forklift truck.  My warehouse manager said that he heard you could find them on the internet, so he did a search for forklift Texas, and came up with a few locations where we could look.

We sent a truck to pick it up, and were amazed at the condition it was in for the price we paid.  Our operation does not work if we can’t load and unload trucks.  Our trucks have to keep moving, and can’t get stopped because of equipment.  In this economy, used is the way to go.

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